Editor-in-Chief

ABSTRACT

PUNE RESEARCH TIMES 

AN INTERNATIONAL JOURNAL OF CONTEMPORARY STUDIES  

(ISSN 2456-0960) (JIF 3.18)

DR. NISHAD K. P.

ABSTRACT

Access to finance by the poor, disadvantaged and underprivileged group is a prerequisite of poverty alleviation on one hand and the economic growth on the other. In the struggle against poverty, the financial inclusion is a crucial element. Large sections of the rural population have no access to financial services and their only recourse is to borrow from moneylenders at the exorbitant charges causing exploitation. The main reason why the large section of the rural population still remains under below poverty is financial exclusion, which is proving to be a major obstacle in the path of India’s economic growth. This paper critically addresses all concerned issues involved in achieving the national objective of achieving the complete financial inclusion and critically evaluates the initiatives taken by the Banks in financial inclusion and the efforts made for IT enabled financial services, on the basis of the objective data derived from the RBI’S reports and other empirical studies.

VASANTI TATHE

ABSTRACT

The main purpose of this study is to make it clear that the concept of microfinance is not limited to lending and borrowing, but the scope of the concept is very wide. The study also hopes that every borrower should be aware that microfinance is an important tool for their overall development and not for lending money to economically backward families. The concept of inclusive microfinance is very broad in that respect and the study of the relevant components will definitely be a guideline for everyone. Micro Finance is considered to be an effective tool for bringing various types of development in case of the families residing on or under the poverty line. Though there are many studies conducted on this issue, one can still workout with the specific aim out of this study. Traditional banking sectors in developing countries tend to cater for the rich people, and therefore microfinance wants to say that “the poor are also creditworthy”. Through innovative financial methods, microfinance allows poor people to access credit. While explaining the concept of Inclusive Micro Finance, the scope of the study has been kept limited to the city of Pune and the entire study has been designed keeping in view the beneficiaries of “Parvati Swayamvikas Co-operative Society”. Parvati Swayamvikas Co-operative Society is an established co-operative society since 2014 and has back experience of around 18 years in the field of micro finance through its parent organization entitled as Parvati Swayamrojgar. Considering their intense field experience and the intimate linkages would help to reveals the concrete outcome of the study.

Key Words  Micro finance, Inclusive Micro Finance, Cooperative society

ANITA M. BHOSALE

ABSTRACT

This paper aims at to point out the difficult journey of a small Negro boy named George Carver, his hardships and sufferings described by Veena Gavankar in her work of art “Ek Hota Carver”. Her writing reminds us that she is different from the accepted norms of literary form. Her curiosity about a Negro scientist compelled her to write this novel cum biography in Marathi literature. Her whole family helped her to complete this book. As a housewife, with the help of her husband and children she successfully completed this literary journey. She feels emotional attachment with this orphan black boy from the bottom of her heart. We feel this sympathy for him throughout the book. It is the power of narrative writing of Gavankar that we become curious to know about what is going to happen in the next chapter of the book. And this, I think, is the best reward for any literary writer for his work.  The book remains one of the most inspirational books for today’s youths. In today’s materialistic world everyone wants success in less time and in less effort. Today’s young generation doesn’t know how to get success without necessary basic things and support and this is the thing that Carver teaches us. His lab contains nothing but waste material thrown by the people supposing them as waste things, and he experimented with them as a skilled workman. And doing wonders with the help of his knowledge about nature, his faith in god, and with his commitment for his backward society. Up to last moment of his life he did his duty to educate poor farmers about new techniques of farming.  He always neglected the treatment given by the white society to him as a Negro. Hard work, perseverance, optimism and never give up are basics of his nature. And Gavankar very nicely depicts it with the help of her refined writing.      

Keywords:  African, American, Negro, black, slavery, slave, garden, farmers, knowledge, driving force.

डॉ. मदन जी. प्रधान

ABSTRACT

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डॉ. जयंतकुमार एम. म्हस्के

ABSTRACT

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fct 'kCn % vUu/kkU;] fid] mRiknu-

डॉ. एस. आर. कट्टीमनी

ABSTRACT

आधुनिक भारतीय इतिहासाच्या संदर्भात वाणिज्यवाद, साम्राज्यवाद, वसाहतवाद, पौर्वात्यवाद या व  अशा अनेक संकल्पना वारंवार उपयोगात आणल्या जातात. या संकल्पना म्हणजे भारतीय सामाजिक, राजकीय, आर्थिक, धार्मिक, सांस्कृतिक जीवनाशी निगडित आहेत. इतिहास म्हणजे नुसत्याच घटना नव्हेत,  या घटनांचा सुसंगत व तर्काधिष्ठित अर्थ लावणे इतिहासामध्ये अभिप्रेत असते. या घटनांचा अर्थ लावत असताना शास्त्रीय पद्धती शास्त्र व विविध दृष्टिकोनांचा अवलंब करावा लागतो. एकोणिसाव्या शतकात इंग्लंडमधील भारताचे शासक, बुद्धिवंत , प्रशासक यांची भारताविषयीची मनोभूमिका इतिहास लेखनाने तयार केली . या काळातील इतिहास लेखनामुळे वासाहतिक व साम्राज्यवादी धोरणाला तात्विक आधार मिळाला व हेच भारताच्या इतिहासलेखनाचे मूलभूत सूत्र ठरले. आधुनिक भारताच्या इतिहासाचे पाहण्याचे वेगवेगळे दृष्टिकोन आहेत. ज्यामध्ये साम्राज्यवादी, वसाहतवादी, राष्ट्रवादी, मार्क्सवादी व पौर्वात्यवादी दृष्टिकोणाना महत्त्वाचे स्थान आहे.  प्रस्तुत शोधनिबंधातून इतिहासलेखना संदर्भातील पौर्वात्यवादी दृष्टिकोनाबाबतची चर्चा केली गेली आहे.

कळीचे शब्द:  वाणिज्यवाद, साम्राज्यवाद, वसाहतवाद, पौर्वात्यवाद, मार्क्सवादी, वसाहती.

प्राचार्य डॉ. ह. रा. जाधवर

ABSTRACT

      व्यंकटेश मांडगूळकरांनी ग्रामीण कथेला अस्सल अनुभूती व ग्रामीण बोलीभाषेचे दिलेले वळण आजही अस्तित्वात आहे. काव्यमयता, अद्भुतरम्यता व चमत्कृती व वास्तवाभिमुख कथानिर्मिती करण्यात शंकर पाटील, द. मा. मिरासदार, उद्धव शेळके, मधु मंगेश कर्णिक, रा. रं. बोराडे, मनोहर तल्हार अग्रभागी आहेत. यापैकी अनेकांचे कथाकथनाचे कार्यक्रमही झाले असून त्यांचा प्रभावही डॉ. सौ. प्रतिमा इंगोले यांच्यावर कथासादरीकरणात आहे. व. पु. काळेदेखील (कथालेखनासह) कथाकथन लोकप्रिय राहिले. तसेच प्रत्येकाचे कथाविश्व - परिसर वेगवेगळे असताना व्यंकटेश माडगूळकर (कोल्हापूर सातारा), रा. रं. बोराडे (मराठवाडा), मधु मंगेश कर्णिक (कोकण), डॉ. आनंद यादव (पश्चिम महाराष्ट्र), डॉ. सौ. प्रतिमा इंगोले (विदर्भ) यांमधून ग्रामीण-प्रादेशिक जीवनाचे अंतरंग आविष्कृत झाले. खेड्यातील दारिद्य, दैन्य, अंधश्रद्धा, अज्ञान यांचेही दर्शन या कथाकारांनी घडविताना काही वेळा ग्रामीण जीवनातील विसंगीचे दर्शन शंकर पाटील, द. मा. मिरासदार यांनी दाखवून विनोदनिर्मितीही केली. त्या त्या प्रदेशातील भावजीवन, सांस्कृतिक जीवन, निसर्गसौंदर्य घेऊनही या कथा आपल्यासमोर