2.4 DISCOVERY

Area of Article : ALL

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VOL- 2, ISSUE- 4, PUNE RESEARCH DISCOVERY (ISSN 2455-9202) JIF 2.01

Editor-in-Chief

ABSTRACT

PUNE RESEARCH DISCOVERY 

AN INTERNATIONAL JOURNAL OF ADVANCED STUDIES

ISSN  2455 - 9202 ONLINE ) (JIF 2.07) 

 (VOL 2, ISSUE 4)   (NOV 2017 - JAN 2018

2.4.1 DISCOVERY

Area of Article : MANAGEMENT

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GLOBAL SLOWDOWN AND INDIAN ECONOMY

DR. NIKI MALHOTRA

ABSTRACT

India’s financial sector is not deeply integrated with the global financial system, which spared it the first round adverse effects of the global financial crisis and left Indian banks mostly unaffected. However, as the financial crisis morphed in to a full-blown global economic downturn, India could not escape the second round effects. The global crisis has affected India through three distinct channels: financial markets, trade flows, and exchange rates. The reversal in capital inflows, which created a credit crunch in domestic markets along with a severe deterioration in export demand, contributed to the decline of gross domestic product by more than 2 percentage points in the fiscal year 2008–2009. In line with efforts taken by governments and central banks all over the world, the Government and the Reserve Bank of India took aggressive countercyclical measures, sharply relaxing monetary policy and introducing a fiscal stimulus to boost domestic demand.

Keywords: Integrated, global financial system , reversal in capital flows, gross domestic product .

2.4.2 DISCOVERY

Area of Article : SOCIALWORK

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DROPPING THE DROPOUT RATE : CHALLENGES AND REMEDIES

VIJAY M. GHUBLE

ABSTRACT

There have been rapid advancement and effectual changes which have shown far reaching effects on every branch of human learning in the past few decades. Among the negative assailant of the field of education has been the dropout rate of the students from Higher Education Institutes. Counselling services, mentoring programs, tutoring, attendance monitoring or other such policies and devices have failed to bring down the dropout rate which is posing serious challenges to colleges and universities. Increase in truancy and low attendance levels leads to students indulging in anti-social activities. The present paper aims not just aims to understand the challenges and rememdies of bringing down the dropout rate, but also tries to analyse the causes in detail so as to seek an effective and lasting solution to the problem.

Keywords : Challenges in higher education, Increasing dropout rate, Causes, Challenges, Remedies.

2.4.3 DISCOVERY

Area of Article : MANAGEMENT

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A STUDY ON CUSTOMERS PERCEPTION TOWARDS PLASTIC MONEY –CREDIT CARDS WITH REFERENCE TO RAMNAD DISTRICT

DR. A. JASMINE

ABSTRACT

Credit cards are innovative ones in the line of financial services offered by commercial banks. The idea of credit card was first developed by a Bavarian Farmer, Franz Nesbitum an American business who found himself without cash at a weekend resort founded Diner’s card in 1950. Right from that time, the commercial banks and non-banking companies in USA adopted the idea of credit card to develop their business. Barclay’s Bank was the first bank to introduce credit card in 1966 in Britain. Credit card culture is an old hat in western countries. In India, it is relatively a new concept that is fast catching on the present trend indicates that the coming years will witness a burgeoning growth of credit cards which will lead to a cashless society. Contrary to middle-eastern economics credit cards industry in India is still at a nascent stage with only 14% Indian respondents owning a card.

Key words-   card, culture, growth, business

2.4.4 DISCOVERY

Area of Article : MANAGEMENT

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FINANCIAL ANALYSIS OF THANE DISTRICT CENTRAL CO -OPERATIVE BANK

DAMAYANTI REUEL PREMIER

ABSTRACT

A bank is a financial intermediary that accepts deposits and channels them into lending activities. They are the lifeblood of modern trade and commerce and control large part of money supply. Bank’s profitability can be measured by how efficiently bank deploys its total resources to maximize its net profits. The financial performance of a bank can be measured in the form of efficiency, liquidity, profitability, services, customer satisfaction etc. Financial performance is a scientific evaluation of the profitability and financial strength of any business. Financial statement analysis is used for the purpose of knowing financial performance. It helps to understand the significant facts and relationship concerning managerial performance, corporate efficiency, financial strength and weakness, credit worthiness. The technique of financial analysis is frequently applied with a view to determine continuity or discontinuity of the operating policies, investments value of the business, credit rating & testing the efficiency of operations. This study is entirely based on secondary data and different ratios have been applied to evaluate the financial performance of The Thane District Central Co-operative bank.

Keywords: DCCB, Net Worth, Return on Equity, Net profit Margin

2.4.5 DISCOVERY

Area of Article : MANAGEMENT

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A STUDY ON THE STRATEGIC IMPORTANCE OF RETAIL STORE AMBIENCE FOR RETAINING CUSTOMERS

DR. C. K. MUTHUKUMARAN

ABSTRACT

The Store Ambience is a domain that is made to create a boost among the client's discernments and feelings that will influence their buying conduct. The retail business is the movement of offer of good and administrations to definite customers, and the retailer as the monetary specialist that puts by and by such deals. This implies the retail business is made not just by the offer of items at the stores yet in addition through the business ideas of non-store and also benefits. Consequently the retail business either in items or in administrations is the last phase of the conveyance circuit, where the retailers accept an essential part of middle person between makers, wholesalers or different providers and the last shoppers.

Watchwords: Ambience, Consumer conduct, Purchasing conduct. 

2.4.6 DISCOVERY

Area of Article : EDUCATION

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A STUDY OF E-WASTE AWARENESS AND ITS MANAGEMENT AMONG UNDERGRADUATE STUDENTS

DR. ANJUM AHMED & MS. RUKHSAR

ABSTRACT

Today’s technology has taken a revolutionary change and it has helped human being in developing and saving of money and time. But despite the benefits of technology it has created a huge waste of electronic and gadgets which is adversely effecting the environment and the life of people. Toxic of e-waste creates various type diseases among human beings. It can be preventing by providing awareness of e-waste and how to manage a large collection of e waste. The study will throw a light on how aware the senior secondary students are about e-waste and its disposal and management. This will help in future to include and emphasis e-waste topics in their textbook and curriculum. Environment education plays a significant role in the formal education system. The sample of the study consisted of 300 higher secondary students (150 girls and 150 boys) from Aligarh and Agra district. The tool used for the present study was ‘E-waste Awareness Scale’, which was developed by the investigator himself. The data was collected using two point scale and it was analyzed through simple statistical techniques like frequencies and percentages with respect to objectives framed for quantitative data. The results and implications of the findings are discussed in the paper.

Key words: e-waste, e-waste management, electronic wasteage

2.4.7 DISCOVERY

Area of Article : LITERATURE

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CHARACTERIZATION IN R. K. NARAYAN’S ENGLISH TEACHER

DR. K. KOTESWARA RAO

ABSTRACT

The English Teacher, issued in the U.S.A. as Grateful to Life and Death, is Narayan’s last novel before Independence. It was meant to be a nuptial song in poetic prose; it is not entirely fiction and a large part of it is based on author’s own life. Krishnan, the protagonist, is also the narrator. He is a teacher of English in Albert Mission College. Unable to derive a job satisfaction from teaching, he is constantly tormented by a feeling that he is “doing the wrong work.”

2.4.8 DISCOVERY

Area of Article : EDUCATION

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MIGRATION AND HIGHER EDUCATION IN UTTARAKHAND (SPECIAL REFERENCE TO GOVERNMENT COLLEGES)

HEMA PANDEY

ABSTRACT

Migration is one of biggest problem of the country. The skilled human resources are migrating frequently to metropolitan cities for searching good opportunities. Uttarakhand is most affected state of India. In Uttarakhand, higher educational institutions are also affected by this problem. Quality education is one of the biggest cause of migration of students in government higher education institutions. The primary reason of migration from Uttarakhand is searching better education, which leads for better employment.  For the better employment and education, people migrate from underdeveloped and developing areas to developed ones. In this research paper, we have analysed the reasons of migration of students of government higher education institutions of Uttarakhand in search of higher education in other states. Paper is based on secondary data. 

Key Words: Higher Education, Migration Uttarakhand   

2.4.9 DISCOVERY

Area of Article : EDUCATION

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OCCUPATIONAL STRESSORS IN THE SECONDARY SCHOOLS HEADMASTERS IN GUJARAT

DR. YOGESHCHANDRA K. BAROT

ABSTRACT

The present study was undertaken to study the occupational VS in Headmasters of secondary schools in Andhra Pradesh. The Sampale of the study consisted of 120 headmasters randomly selected ft, pm the total population of 600 headmasters of Granted and private secondary schools hailing from Banasmkantha district of Gujarat. In order to assess the occupational stress of the Headmasters, the Occupational Stress Inventory developed by Osipow and Spokane (1986) was administered The data was analyzed by using Mean, Standard Deviation and t-test. It was found that there was significant difference between Granted and private secondary school Headmasters with regard to their occupational stress. Finally, suggestions for further studies were discussed.

2.4.10 DISCOVERY

Area of Article : PUBLIC ADMIN.

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SARDAR PATEL’S CONTRIBUTION IN INDIAN ADMINISTRATION

DR. SHYAM SHIRSAT

ABSTRACT

Sardar Vallabhbhai Patel was one of the great freedom fighters and makers of modem India. He was a pillar of strength to the people of a newly born nation. His contributions to nation building have been unparalleled. By nature, temperament and upbringing, Patel was a practical man, performing at his best as an organizer. An extra-ordinary feature of Sardar Patel was his ability to combine roles that are usually filled by many individuals having different training and contrasting sensibilities. He was a rare person who built and managed the congress party and an able administrator who unified India at a time of great uncertainty in the country.