Editor-in-Chief

ABSTRACT

PUNE RESEARCH DISCOVERY 

AN INTERNATIONAL JOURNAL OF ADVANCED STUDIES

( ISSN  2455 - 9202 ONLINE ) (JIF 3.01) 

 (VOL 4, ISSUE 4)   (NOV-2019 TO  JAN 2020) 

DR. M. JULIAS CEASAR

ABSTRACT

The rapid growth in the use of ATMs in the nation offers opportunities to banks  to reduce the workload of the employees, free from human errors, avoid overcrowding at the branches in the banking operations and extend their services twenty four hours and seven days a week and three sixty five days in a year to its customers. The banks should monitor the preferences of customers in advance for satisfying them in all spheres of their demands and requirements.  Banks should focus on the important aspects of security and privacy as well as the efficient operation of ATMs. Banks should also concentrate on old age people and rural people for utilization of ATMs at the maximum extent. Banks must also take necessary steps to minimize the fear, shyness, theft and the fear of fraud. Finally, the very important need of the hour is an alternative arrangement for power failure for all ATMs and the availability of security guards to every ATM centres to ensure risk free transactions round the clock.

Key words: ATM, Work load, satisfaction, Risk free transactions.

ASHOK SADASHIV PATIL

ABSTRACT

Among the Post-Independence Indian novelists in English Kamala Markandaya has emerged as a potential creative artist recreating the social milieu of the rural India at the onset of Indian Independence. ‘Nectar in a Sieve’, her debut novel that came out from her powerful pen has drawn appreciation from  contemporary prolific scholars, and immense praise from the readers in India and abroad, and also from well-known literary artists, the most of whom have recommended the novel to all those who wish to understand India and its people. With an uncommon spirit of restraint and artistic control, Markandaya makes a faithful projection of the rural life, by recreating the spirit of age-old social ills that still rule the rural world. ‘Nectar in a Sieve’ comes before us as an authentic verbalization of the village life enmeshed in social ills such as superstitious beliefs, landlordism (feudalism), illiteracy, dowry system, money-lending, child marriage, etc.  

ARUN WAHUL

ABSTRACT

It has 68 yrs for the partition, in India. Still there is no abatement in the pain, affected by it. In spite of getting solved, the problems of partition have worsened. Whenever there is talk over certain issues such as attacks and infiltration by Pakistan, Kashmir problem and relation between Hindus and Muslims, the discussion constitutes the partition of India. The discussion is always centered on the question that who is responsible for the partition, whereas it should be on what caused it.  People are not found to be talking or discussing over the happening at the time of the partition. It sounds that T.V serials and movies have been assigned the task.